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About

About Pagsim

We exist to answer a simple question that almost no system answers well: what do I have to pay and to receive, and what is left after that.

Meeting room at the Pagsim office

Why it exists

For household bills or a small business, the question is always the same: what is due now, and how much? People usually answer it by checking a bank statement, a notebook and their memory — three places that never agree. Pagsim brings the three together and answers straight away.

See it before it happens

Most finance tools tell you about the past: what came in, what went out, what is done. That is accounting, and it helps at month end. But the hard decision is always about what has not happened yet — can I pay this now, or do I wait for Friday? Pagsim was built around that question.

Principles

What we believe

01

Simple is not incomplete

You can have recurring bills, payment links, Pix, cards, a team and an API without the screen looking like a cockpit. Anything new only ships if it fits without getting in the way of people who do not use it.

02

Built for people who are not accountants

Nobody should have to learn double-entry bookkeeping to know whether the month closes. The words are the everyday ones — to pay, to receive, overdue, paid — and the system handles the rest underneath.

03

Your data is yours

What you record here is a picture of your money, and it is not ours to sell, rent or turn into advertising fuel. You can export it and delete it whenever you want, without asking.

Who it is for

Who Pagsim is for

And who it is not for: if you need payroll, inventory or full tax accounting, an ERP will serve you better. Pagsim does one thing and tries to do it well.

People running a household

Rent, cards, subscriptions, everything that repeats every month. Set it up once and the rest comes on its own, with a heads-up before the due date.

People running a small business

Suppliers to pay, customers to invoice, and a clean line between the company money and your own — each space has its own accounts and balance.

People who invoice clients

Every receivable becomes a page with a PDF and a pay button. The customer pays by Pix or card, and the invoice settles itself.

What we promise

  • Prices on the page, no sales call.
  • A trial period depending on the plan, with no card required.
  • Cancel in one click, with no retention call.
  • Your data never becomes the product: we do not sell it, rent it or use it for advertising.

Got a question, an idea, or found a problem?

Talk to us